ISLAMABAD (The Thursday Times) — Pakistan ne woh nakdi had, jis par banks ko State Bank ki Financial Monitoring Unit ko currency transaction reports jama karani hoti hain, 50% barha kar Rs20 lakh se Rs30 lakh kar di hai, aur behri qazzaqi aur naye crypto regulator ko apne anti-money-laundering qanoon ke daire mein shamil kar liya hai.
Yeh tabdeeliyan Anti-Money Laundering aur Dehshatgardi ki Financing ki Roktham par Qaumi Executive Committee ne manzoor ki hain, jis ki sadarat Wazir-e-Khazana Muhammad Aurangzeb ne ki, Dawn ne report kiya. Yeh committee woh hadein tai karti hai jin par banks, maali idare aur doosri agencies ko transactions report karni hoti hain, aur inhein official Gazette mein notifications ke zariye elan karti hai.
Nayi had ka matlab
Anti-Money Laundering Act ke teht, jab bhi nakdi ka koi transaction had ke barabar ya us se zyada ho, jo ab Rs30 lakh hai, currency transaction report zaroori hoti hai. Yeh suspicious transaction report se alag hai, jo banks ko us waqt jama karani hoti hai jab koi transaction ya sargarmi money laundering ya dehshatgardi ki financing ki taraf ishara kare, chahe us ki miqdar kuch bhi ho.
Financial Monitoring Unit donon qism ki reports wasool karti hai aur un ka tajziya karti hai. Woh Pakistan mein kisi bhi agency ya fard se kisi bhi transaction ka poora record talab kar sakti hai, jin sab par qanooni taur par lazim hai ke woh fauran amal karein, aur apne nateeje khufia taur par investigators, prosecutors aur ghair mulki financial intelligence units ke saath share kar sakti hai.
Behri qazzaqi aur crypto ko shamil kar liya gaya
Committee ne Pakistan Maritime Zones Act 2023 ki Section 28 ko money laundering ki roktham ke qanoon ke Schedule I mein shamil kar diya, jis se behri qazzaqi predicate offence ban gayi, yaani qazzaqi se hasil hone wali raqam ke khilaf ab money laundering ke taur par karrawai ki ja sakti hai. Act ke mutabiq qazzaqi se murad niji maqasid ke liye kisi niji jahaz ya hawai jahaz ke amle ya musafiron ki taraf se kisi doosre jahaz, ya us par maujood logon aur milkiyat ke khilaf kiya gaya koi bhi ghair qanooni tashaddud, hirasat ya loot maar hai.
Committee ne Pakistan Virtual Assets Regulatory Authority ko bhi Schedule IV mein shamil kiya, jis se crypto regulator ko State Bank, Securities and Exchange Commission of Pakistan aur Federal Board of Revenue ke saath saath virtual aur digital assets par money laundering ki roktham ke silsile mein nigrani ke ikhtiyarat mil gaye.
Monitoring unit par dabao
Sarkari bayan mein kaha gaya ke ijlas mein Pakistan ke money laundering ki roktham ke nizam mein pesh raft ka jaiza liya gaya, jis mein Financial Monitoring Unit ki karkardagi aur artificial intelligence aur machine learning ke istemal ka jaiza bhi shamil tha. Aurangzeb ne unit ki tajziyati aur amali salahiyat mazboot karne ke liye baqaida follow-up, idaron ke darmiyan qareebi taawun aur muqarrara muddat ke saath wazeh roadmap ka mutalba kiya, jabke committee ne is baat par zor diya ke nizam ko naye maali khatraat aur technologies ke mutabiq dhalne ke qabil rakha jaye.
