KARACHI (The Thursday Times) — State Bank of Pakistan ne mulk mein kaam karne wale banks ke liye lazmi minimum capital dugna kar ke Rs10 arab se Rs20 arab kar diya hai, aur is ki wajah maliyati idaron ke qayam aur unhein chalane ki barhti hui lagat batayi hai.
Central bank ne aik circular mein kaha hai ke nayi shart naye aur maujooda maqami taur par qaim banks par lagu hogi, jin mein banks ki Islamic banking subsidiaries bhi shamil hain. Maujooda banks aur development finance institutions ke paas is par amal karne ke liye 31 December 2030 tak ka waqt hai.
Foreign banks aur DFIs
Branches ke zariye kaam karne wale foreign banks ko nuqsanat minha kar ke minimum assigned capital Rs5 arab rakhna hoga agar woh 5 tak branches chalate hain, aur Rs10 arab agar woh 6 se 50 tak branches chalate hain. Development finance institutions ko Rs10 arab ki zaroorat hogi.
Banking Companies Ordinance, 1962 ke Section 21 ke teht rakhe gaye statutory reserves bhi is shart mein shumar honge, taham banks is tarah shumar kiye gaye reserves State Bank ki manzoori ke baghair nahin nikal sakenge.
Chhote banks par dabao
Brokerage Arif Habib Limited ne aik research note mein kaha ke jin listed banks ko woh cover karta hai un ke paas pehle hi ausatan taqreeban Rs50 arab ke capital buffers maujood hain aur use tawaqqo nahin ke is tabdeeli se un ki dividend adaigiyon par asar parega. Lekin us ne kaha ke yeh oonchi had naye aane walon aur mehdood jama shuda reserves wale chhote banks ke liye capital ki zaroorat barha sakti hai.
Yeh iqdam State Bank ke is hafte ke us faisle ke baad samne aaya hai jis mein us ne Middle East ki jang aur energy ki oonchi qeematon ke mehngai par asar ka hawala dete hue policy rate aadha point barha kar 12% kar diya.
