ISLAMABAD (The Thursday Times) — Pakistan ki National Cyber Emergency Response Team (National CERT) ne bankon ko khabardar kiya hai ke masnoi zehanat istemal karne wale hamla awar banking apps mein sarifeen ko nazar aane wale balance mein rad-o-badal kar sakte hain, jis se khauf-o-hiras phail sakta hai, halanke account mein maujood raqam apni jagah barqarar rahe.
“Emerging AI-Enabled Cyber Threats Targeting Financial Institutions and OT/Critical Infrastructure” ke unwan se jari advisory mein idare ne kaha ke haal hi mein ahdaf ki khoj, kamzoriyan talash karne, login maloomat churane aur munazzam hamle karne ke liye AI, khudkar bots, botnets aur agentic tools ka istemal barhta dekha gaya hai. Idare ke mutabiq aise tools jaraim pesha groups ko zyada bare paimane par aur zyada tezi se karrawai karne mein madad de sakte hain.
Bankon ke core banking systems, digital banking platforms, adaigi ke nizam, customer apps aur unhein jorne wale APIs par hamle ho sakte hain. Khatre ki alamaat mein khudkar login koshishon aur baar baar nakam sign-in mein izafa, ghair maamooli API darkhwastein, len den ke ghair maamooli rujhanat, adaigi ke nizam tak ghair mujaz rasai aur core banking record aur sarifeen ko dikhaye jane wale balance mein farq shamil hain.
Bankon ko kya hidayat di gayi hai: multi-factor tasdeeq aur khudkar login ke khilaf hifazati intezamat kiye jayen, khusoosi rasai wale accounts par control sakht kiya jaye, customer apps aur core banking record ke darmiyan baqaida jaanch ki jaye, len den ka azadana jaiza liya jaye aur bots ke zariye hone wali sargarmi aur ghair maamooli API traffic par nazar rakhi jaye.
Advisory mein tel-o-gas ki tanseebat, bijli ki paidawar-o-taqseem, pani ki farahmi, sanaton aur transport ko lahiq khatrat ki bhi nishandahi ki gayi hai, jahan munsalik aalaat, sanati control systems aur bairooni thekedaron ki ghair mehfooz remote rasai ke zariye hamla awar amli kaam kaaj mein khalal daal sakte hain. Operators ko hidayat ki gayi hai ke internet se munsalik aalaat ki nishandahi karein, barah-e-raast internet rasai aur teesre fareeq ke remote connections mehdood karein, daftari networks ko operational nizam se alag rakhein, security updates jari rakhein aur aham kaamon ke liye mutabadil tareeqa-e-kaar tayyar rakhein.
Advisory mein Europe ki supermarkets mein refrigeration aur freezer systems par haaliya hamlon ko is baat ki misaal ke taur par pesh kiya gaya hai ke aise hamle kitna jismani aur tijarati nuqsan pahuncha sakte hain, taham idare ka kehna hai ke in waqiaat mein AI ke istemal ki tasdeeq nahin hui.
Sarifeen ke liye: yeh advisory idaron ke liye hai, account holders ke liye nahin. Agar kabhi aap ki banking app mein balance ghalat dikhayi de to koi qadam uthane se pehle apne bank ki sarkari helpline ya branch se tasdeeq karein, aur phone karne wale kisi bhi shakhs ko apna one-time password hargiz na batayen. Hukkam parliament ko bata chuke hain ke is saal Pakistan mein aik hazar se zaid cyber hamle record kiye gaye hain.
