Das saal pehle is Itwar ko, Narendra Modi 8pm par television par aaye aur Indian shehriyon ko bataya ke un ki jebon mein maujood naqdi ka 86% aadhi raat tak bekar ho jayega. Unhon ne wada kiya ke takleef waqti hogi aur inaam bohat bara hoga. Aik dehai baad, India ke apne aadad-o-shumar dikhate hain ke us inaam ka kitna kam hissa kabhi pahuncha.
Rs500 aur Rs1,000 ke notes par 8 November 2016 ko lagayi gayi pabandi ko "hamare mulk ki safai ke liye azeem qurbani" ke taur par pesh kiya gaya. Yeh aik hi waar mein kala dhan, corruption, jaali currency aur dehshatgardi ki kamar tor dega. Indian shehriyon ne un ki baat par aitbar kiya aur ghanton banks aur ATMs ke bahar khare rahe. Chhote tajiron aur roz ki ujrat par kaam karne wale mazdooron ne sab se bhari qeemat chukayi. Phir wade aik aik kar ke bikharne lage, aur un ke saath jawaz bhi badalta gaya.
Naqdi wapas aa gayi
Modi ne 2016 mein kaha tha ke oonchi qeemat wale notes mulk ki naqdi ki qeemat ka 80% se 90% tak hissa thay, aur gardish mein maujood naqdi ki miqdar ka corruption se seedha taalluq tha. Is mantiq ke hisab se, zyada kuch hasil nahin hua. Reserve Bank of India ke mutabiq, 2025-26 mein sirf Rs500 ka note naqdi ki qeemat ka 85.5% tha. Rs2,000 ka note, jo hukumat ne is muhim ke beech mein mutaarif karaya, tab se wapas le liya gaya hai, jo is mein shamil mansooba bandi ka aik saaf suthra khulasa hai.
India ki Financial Intelligence Unit ke mutabiq, bare naqdi len den ki reports pabandi ke baad thori muddat ke liye kam hui, phir 2023 se un ki purani satah ko paar kar gayin. Sab se sangeen ab bhi markazi bank ka apna woh inkishaf hai, jo 2018 mein shaya kiya gaya, ke pabandi shuda raqam ka taqreeban 99% banking nizam mein wapas aa chuka tha. Kale dhan ke woh zakhire, jin ke bare mein tawaqqo thi ke woh dhuen mein ud jayenge, ya toh naqdi ki surat mein maujood hi nahin thay ya phir apna rasta bana kar wapas andar aa gaye.
"Jis hukumat ne naqdi ki siyasat khatm karne ka wada kiya tha, woh ab har qaumi election mein us ka zyada hissa zabt karti hai."
Corruption apni jagah se nahin hili
Apni taqreer mein Modi ne shekhi bagharte hue kaha ke India bad unwani ki aalami ranking mein 76wein number par aa gaya hai. 2025 mein Transparency International ne ise 91wein number par rakha, jo us 94wein number se bamushkil behtar hai jo un ke iqtidar mein aane se pehle tha. Benami jaidadAisi jaidad ya assets jo kisi doosre ke naam par rakhe jayein taake yeh chhupaya ja sake ke asal malik kaun hai. ke khilaf qanoon, jise unhon ne isi muhim ka hissa bana kar pesh kiya, ke nateeje mein national crime records ke mutabiq 2017 se ab tak police ke sirf saat cases darj hue hain, aur 2024 mein to aik bhi nahin.
Unhon ne intikhabat mein kale dhan ka bhi khaas taur par zikr kiya. Yahan aadad-o-shumar ulti simt mein ja rahe hain. Election Commission ne 2014 ke aam intikhab mein Rs304 crore naqdi zabt ki, 2019 mein Rs804 crore aur 2024 mein Rs1,067 crore. Commission is ke kuch hisse ka sabab behtar nifaz batata hai, aur aisa ho sakta hai. Lekin jis hukumat ne naqdi ki siyasat khatm karne ka wada kiya tha, woh ab har qaumi intikhab mein pehle se zyada naqdi zabt karti hai.
India ke aam intikhabat mein zabt ki gayi naqdi
Indian rupee. Zariya: Election Commission of India.
Pakistan ke bare mein dawa
Pakistan ke parhne wale us taqreer ka aik aur hissa yaad rakhenge. "Sarhad paar ke dushman jaali currency notes ke zariye apni karrawaiyan chalate hain," Modi ne kaha, jab unhon ne is pabandi ko dehshatgardi se joda. Yeh aik aasan jumla tha jis ne ilzam mulk se bahar daal diya aur maali juwe ko qaumi difa ka amal bana diya.
India ne yahan kuch haqeeqi faide dekhe hain, aur unhein tasleem kiya jana chahiye. Pakre gaye jaali notes 2014-15 mein kul notes ke 0.00071% se ghat kar 2025-26 mein 0.00013% reh gaye. Lekin yeh hissa hamesha nihayat chhota raha, aur aik maeeshat ki naqdi raaton raat band kar dene ki yeh kamzor wajah thi. Dehshatgardi ki financingDehshatgardi ke akhrajat poore karne ke liye jama ya muntaqil ki jane wali raqam. ke muamle mein Financial Action Task Force ne 2024 mein India ki karkardagi ko sirf "durmiyani" qarar diya, aur muqadmon mein taweel taakheer ka zikr kiya. 2018 aur 2023 ke darmiyan India jin 1,530 afraad par muqadma chala raha tha, un mein se 89 ko sazayab kiya. Yeh taqreeban 6% sazaon ki sharah hai, aur woh bhi aik dehai tak yeh bataye jane ke baad ke paise ka raasta kaat diya gaya hai.
Das saal baad
Jo kabhi tasleem nahin kiya gaya
Notebandi ke bare mein sab se wazeh baat yeh hai ke us ke baad hisab kitab kitna kam hua. India ki Supreme Court ne 2023 mein aksariyati faisle se is faisle ko barqarar rakha, aur aik judge ne ikhtilaf kiya, lekin us ne tareeqa-e-kaar par faisla diya, is par nahin ke policy kamyab rahi ya nahin. Hukumat ne khamoshi se apne ahdaf digital payments ki taraf muntaqil kar diye, jo waqai tezi se barhi hain, agarche is ke liye unhein qaumi naqdi bohran ki zaroorat nahin thi. Is jhatke ki qeemat un logon ko kitni chukani pari jo sab se kam bardasht kar sakte thay, is ka koi aam hisab kitab nahin hua.
Is mein Pakistan ke liye bhi aik sabaq hai. Yahan waqtan fawqatan Rs5,000 ka note khatm karne ke mutalbe ghair dastawezi raqam ke fori ilaj ke taur par samne aate rahte hain. India ne yeh tajurba nihayat bare paimane par aur nihayat bhari insani qeemat par kiya. Ghair dastawezi daulat kisi suitcase mein baithi mansookh hone ka intezar nahin karti. Woh zameen, sone aur foreign currency mein muntaqil ho jati hai, aur riyasat is tak sirf tax wasooli aur nifaz ke sust kaam ke zariye hi pahunch sakti hai.
Modi ne apne mulk se 50 din maange thay. Mulk ne unhein 10 saal de diye hain. Live television par uthaya gaya dilerana qadam behtareen siyasat sabit hua, aur aadad-o-shumar se lagta hai ke is ne is ke siwa bohat kam kuch kiya.
